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About the Role

We are seeking a Product Lead - Lending to own the early development of our SME lending products. This is a foundational role for an individual with deep expertise in SME lending, focused on building and scaling new products from inception. You will collaborate with the VP Product and Product Manager to define, launch, and enhance our lending offerings, with direct responsibility for their initial design and development. This hands-on position integrates product management with risk and commercial strategy, transforming lending capabilities into scalable customer solutions. You will actively drive build activities in the initial phase before dedicated teams are fully established.

Responsibilities

Shape and define new SME lending products end-to-end (0→1), collaborating with Product, Risk, Data, and Commercial teams.
Lead discovery initiatives with SME customers and internal stakeholders to identify unmet financing needs and translate them into product opportunities.
Design the in-product lending functionality, including eligibility, affordability, limits, pricing, repayment structures, and customer journeys.
Partner with Risk and Data teams to integrate underwriting logic, credit decisioning, and portfolio management into product design.
Support engineering teams during build and delivery, ensuring clear, buildable requirements aligned with commercial and risk objectives.
Utilize market insights and performance data to iterate on products post-launch and influence roadmap priorities.

Requirements

3-5+ years of experience in SME lending, credit products, or lending strategy within a fintech, banking, or fast-growth lending environment.
Deep understanding of SME credit mechanics, including underwriting, affordability, scorecards, limits, pricing, and risk trade-offs.
Proven experience in contributing to or shaping early-stage (0→1) lending or financial product development.
Strong product thinking skills, with the ability to translate complex lending requirements into simple, user-friendly customer experiences.
Comfortable collaborating across Risk, Data, Engineering, and Commercial teams.
Strong analytical capabilities to interpret lending performance data and inform product decisions.
CV submitted in English.

Skills

SME lending
Credit products
Lending strategy
Fintech
Banking
Product development
Product management
Risk management
Data analysis
Commercial strategy
Underwriting
Affordability assessment
Pricing
Customer journey mapping
Analytical skills

Location

Remote

Work Type

Full-time

Experience Level

Mid-level

Salary/Compensations

Annual salary reviews
Performance bonuses

Benefits

Promotions
myPOS Academy
Unlimited LinkedIn Learning access
Annual training and development budget
9% employer pension contribution
Health insurance
Dental insurance
Group life assurance
Referral bonus
Regular international team events

About the Company

Since 2014, myPOS has focused on simplifying and broadening access to payments for businesses of all sizes.
We offer smart, accessible, and affordable solutions for in-person, online, and mobile sales.
Our mission is to empower businesses to accept payments efficiently using modern technology and innovative ideas, eliminating payment challenges.
We value potential over perfection and are committed to mutual growth.

Equal Opportunity

myPOS is committed to providing equal employment opportunities.
All qualified candidates will be considered for employment without discrimination based on age, ancestry, color, marital status, national origin, physical or mental disability, medical condition, veteran status, race, religion, sex, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws, regulations, and ordinances.
Applications will be confidentially reviewed in line with the General Data Protection Regulation (GDPR).
Personal information will be used solely for the job application and stored for the period needed by the application process.
Only short-listed candidates will be contacted.