About the Role
As Product Manager, Credit Automation, you will own the delivery engine for Plenti's credit automation domain. This involves driving product enhancements, managing credit policy changes, and integrating third-party verification services to enable fast, accurate lending decisions. You will translate credit policy into clear product requirements, manage integrations with key providers, and work to increase straight-through processing (STP) rates to reduce decisioning costs. This role is ideal for a Product Manager who thrives on tangible delivery, is comfortable in a regulated environment, and seeks to deepen their expertise in credit risk.
Responsibilities
- Own and deliver enhancements to Plenti’s credit automation stack from requirements through to release and post-launch monitoring.
- Manage BAU credit policy changes, turning rule and parameter updates into clear, testable product and engineering requirements.
- Lead end-to-end delivery of third-party verification integrations (e.g. Fortiro, GreenID, CoreLogic, PPSR, Illion), including scoping, vendor management and testing.
- Maintain and improve the verification and income assessment stack to increase automation, reduce false positives and improve decision speed and accuracy.
- Track and contribute to STP improvement targets, prioritising high-impact automation levers with engineering and credit stakeholders and managing a well-groomed backlog.
- Partner with engineering on technical requirements, release readiness and production performance, and support incident triage, remediation and communication.
- Coordinate end-to-end testing for credit automation workstreams, embedding test coverage into delivery plans.
- Contribute to the AI-assisted credit decisioning roadmap by documenting current state and identifying new automation opportunities.
Requirements
- 3–5 years’ product management experience in a digital product environment, owning delivery across complex, technical workstreams.
- Fintech or lending product background (consumer lending, BNPL or financial services) where compliance and regulation shape product decisions.
- Experience delivering third-party API integrations end to end (data providers, verification services or similar).
- Exposure to credit or risk domains, with enough depth to engage credibly with credit policy and understand downstream impacts.
- Excellent written and verbal requirements skills; able to turn ambiguous policies into clear, testable acceptance criteria.
- Comfortable operating in a regulated environment, factoring compliance, incidents and remediation into delivery and prioritisation.
- Strong delivery discipline, technical aptitude, attention to detail, collaborative mindset and genuine curiosity about credit risk and lending operations.
Skills
- Product Management
- Credit Automation
- Third-party Verification Integrations
- API Integrations
- Credit Risk
- Product Requirements
- Agile Methodologies
- Stakeholder Management
- Vendor Management
- Testing
- Backlog Management
- Incident Management
Location
- Australia
Work Type
- Flexible working
Experience Level
- 3-5 years
Benefits
- Flexible working
- Volunteer leave
- Study leave
- Monthly social events
- Office snacks
- Company Townhalls
- D&I initiatives and events
About the Company
- Plenti is a fintech lender providing faster, fairer loans using smart technology.
- Plenti is a dynamic, innovative, and strongly growing business.
- Plenti is taking market share in personal lending, renewable energy, and automotive finance.
- Plenti is a fast-moving, ambitious business that recruits smart, capable people.
- Plenti has over 250 employees in Australia.
- Plenti is a founder-led business established in 2014.
- Plenti has been listed on the ASX since 2020.
- Plenti has annual revenue exceeding $250 million.
- Plenti has a loan portfolio of over $3 billion.
Equal Opportunity
- Plenti is committed to a diverse and inclusive workforce.
- We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people and people with disabilities.
- Please let us know of any reasonable adjustments you may need during the interview process so we can accommodate you.
