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About the Role

Primary responsibilities include management of an assigned portfolio, monitoring of delinquent loans, and ensuring adherence to credit, compliance and operational policies. This position will also be responsible for business development efforts and evaluate the creditworthiness of existing customers as well as prospects and will prepare a comprehensive approval package for presentation to the appropriate loan approval authority.

Responsibilities

Develop new business opportunities within the assigned portfolio and expand upon assigned relationships.
Underwrite loans by analyzing financial information and related reports.
Prepare and present credit approval memorandums.
Document loan closings by ordering appraisals and environmental reports, issuing commitment letters, coordinating closings and overseeing the loan booking process.
Increase deposits from clients and generate non-interest fee income through recommendations of interest risk hedging products, loan participation sales and referrals to partner organizations.
Manage and maintain the assigned loan portfolio, including customer service.
Monitor the ongoing credit quality of the portfolio and assess the credit quality of each relationship.
Complete annual credit reviews and periodic renewals.
Accurately enter information to track and monitor the status of the portfolio.

Requirements

Minimum of 5-10 years of commercial lending and underwriting/portfolio management experience.
Understand the commercial marketplace within the Bank’s target area.
Be well-versed with the Bank’s credit policy and guidelines.
Have familiarity with other products and services offered by the Bank, for cross-selling purposes.
Ability to communicate effectively in both an oral and written capacity.
Willingness to assume any other duties as may be required.

Location

Yorktown Heights, NY

Work Type

Full-time

Experience Level

5-10 years

Education Level

Bachelor’s degree or equivalent

Salary/Compensations

$96,089 - $177,069

About the Company

Beacon Bank is an Equal Opportunity Employer.

Equal Opportunity

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.
If you would like to contact us regarding the accessibility of our website, need assistance completing the application process, or would like to request alternative methods of applying, please contact us at hr@berkshirebank.com.