Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

The Senior Analyst ALM, Treasury is responsible for executing and overseeing a broad range of ALM related operations, including supporting on transaction execution and booking, providing data-driven analyses, and managing recurring ALM processes. This role focuses on managing the bank's growing balance sheet across assets and liabilities, acting as a key point of contact for risk controlling, credit risk, regulatory reporting, and system-related matters. The Senior Analyst supports the investment life-cycle, audit readiness, and efficient ALM management, collaborating with finance and audit teams to ensure operational stability and regulatory alignment.

Responsibilities

Add and maintain transactions in the Front Office system, including necessary documentation.
Perform daily maintenance of the portfolio and monitor the life-cycle of multiple asset classes.
Lead supervised execution of financial transactions.
Run analyses and provide insights on asset distribution optimization based on quantitative metrics.
Contribute to the analysis of hedging strategies and monitor their effectiveness.
Support the execution of risk mitigation programs.
Provide structural support in requesting and setting up bank credit lines.
Help build, model, and maintain the replication portfolio framework for non-maturing liabilities.
Support the balance sheet, structural, and modeling requirements of debt issuances.
Support the maintenance and validation of ALM models and assumptions.
Assist in the modeling of new products and analyze their impact on the ALM risk profile.
Contribute to the preparation of regulatory stress tests and scenario analyses.
Stay updated on relevant ALM regulations and assess their balance sheet impact.

Requirements

2-4 years of overall work experience in a Top Tier consulting or banking institution.
1-3 years of practical experience with fixed-income instruments, including cash vanilla and structured assets and interest rate derivatives.
Strong understanding and practical experience with Bank Front Office and/or Treasury and/or ALM frameworks and the investment process for a regulated institute.
Strong command of broader economic data and market developments.
Knowledge of essential regulatory requirements, including current financial and banking legal environment, guidelines, and frameworks (CRR/CRD IV/KWG and MaRisk).
Bachelor or Master degree in Business studies, Finance, Economics, or an equivalent quantitative qualification.
Fluent English with business-level German language capabilities.
High degree of availability, self-motivation, initiative, and a proven capacity to work with a high level of autonomy.
Willingness to work on recurring, operational tasks.
Effectively work under pressure with psychological resilience and capacity to adapt quickly to shifting priorities in a fast-paced environment.

Skills

Fixed-income instruments
Cash vanilla assets
Structured assets
Interest rate derivatives
Bank Front Office systems
Treasury frameworks
ALM frameworks
Investment process
Economic data analysis
Market developments analysis
Regulatory requirements analysis
Financial and banking legal environment
CRR/CRD IV/KWG
MaRisk
Quantitative analysis
Risk mitigation
Hedging strategies
Credit lines
Replication portfolio modeling
Debt issuance support
ALM model validation
New product modeling
Stress testing
Scenario analysis
Liquidity management
IRRBB

Location

Berlin

Work Type

Full-time

Experience Level

Senior Analyst
2-4 years overall work experience
1-3 years specific experience

Education Level

Bachelor or Master degree in Business studies, Finance, Economics, or an equivalent quantitative qualification.

Benefits

Competitive personal development budget
Work from home budget
Discounts to fitness & wellness memberships
Discounts for language apps
Discounts for public transportation
Premium subscription on personal N26 bank account
Subscriptions for friends and family members
Additional day of annual leave for each year of service
High degree of autonomy
Access to cutting edge technologies
Relocation package
Visa support

About the Company

N26 has reimagined banking for today’s digital world.
Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.
We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings.
Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Equal Opportunity

At N26, we believe our strength lies in our people and the varied perspectives they bring.
We strive to build diverse teams that drive innovation and business success.
We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.
We are committed to providing an excellent and accessible candidate experience.
If you require any accommodations to make this process work for you, please let us know.
Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion