About the Role
As Vice President, Portfolio Manager- Innovation Banking, you will be responsible for analyzing, structuring, underwriting, and coordinating the closing of major and complex loans. You will manage loans to ensure credit risks are responsibly monitored and identified, and assist in attaining established Bank, region, and branch goals by underwriting and closing desirable credits.
Responsibilities
- Analyzing, structuring, underwriting, and coordinating the closing of major and complex loans in compliance with the Bank's lending policies and procedures.
- Managing loans to ensure credit risks are responsibly monitored and identified.
- Attaining established Bank, region, and branch goals through active participation in underwriting and closing desirable credits.
- Assuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
- Interfacing with clients to assess their credit needs and determine the best structure and items needed for analysis.
- Gathering and analyzing necessary information to present a financing request to senior management or Loan Committee for approval.
- Coordinating processing of approved loans to ensure they are processed according to agreement, customer needs, and conform to Bank lending policies.
- Obtaining sufficient information and/or documentation from customers.
- Assisting in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio.
- Reinforcing superior customer service through example and appropriate follow-through with involved customers and employees.
- Handling various other underwriting, portfolio management and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Managers portfolio.
Requirements
- 6+ years of related experience in Portfolio Management or similar field.
- Bachelor's degree or equivalent experience required.
- Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Intermediate to advanced knowledge of commercial credit and loan structuring, and pricing dynamics.
- Credit analyst training completed.
- Advanced speaking and writing communication skills.
Location
- CA - San Francisco
Work Type
- Full-time
Experience Level
- 6+ years
Education Level
- Bachelor's degree or equivalent experience
Salary/Compensations
- $139,095.00 - $171,821.00
Benefits
- Competitive salaries
- Ownership stake in the company
- Medical and dental insurance
- Time off
- Great 401k matching program
- Tuition assistance program
- Employee volunteer program
- Wellness program
- Opportunity to bolster business knowledge
- Invaluable hands-on experience to help grow your career
About the Company
- Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation.
- Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
- With more than $80 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies.
- Through its primary subsidiary, Western Alliance Bank, Member FDIC, clients benefit from a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by industry experts who put customers first.
- Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director.
- Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide.
Equal Opportunity
- Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information.
- Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
