About the Role
The Data Science and Analytics team at Finicity, a Mastercard company, is seeking a Lead Data Scientist to drive innovation in Intelligent Decisioning, financial certainty, and verification solutions. This role involves leading and mentoring a team to develop production-grade machine learning services that impact the global economy.
Responsibilities
- Lead, mentor, and grow the data science team and tech stack for production-grade services.
- Plan and direct data science and machine learning projects.
- Design and implement machine learning models for financial applications including transaction classification, temporal analysis, and risk modeling.
- Measure, validate, implement, monitor, and improve internal and external machine learning models.
- Apply machine learning, deep learning, and LLM techniques to solve analytical problems.
- Propose creative solutions to challenges new to the company and the financial industry.
- Present technical findings to business leaders and clients.
- Leverage best practices in machine learning and data engineering to develop scalable solutions.
- Identify resource gaps and provide sustainable solutions.
- Communicate vision and roadmaps effectively to stakeholders.
Requirements
- 7+ years of experience in data science and machine learning model development and deployment.
- Strong understanding of NLP, statistical modeling, visualization, and advanced data science methods.
- Experience with Kubernetes, containers, Docker, REST APIs, and event streams.
- Bachelor’s or Master’s degree in Computer Science, Information Technology, Engineering, Mathematics, or Statistics (Master’s preferred).
- Ability to gain insights from text and non-language tokens.
- Experience with financial transactional data, transaction classification, and credit risk modeling is a plus.
- Finance and FinTech experience preferred.
- SQL and database experience preferred.
Skills
- Machine Learning (SVM, Random Forest, XGBoost, LightGBM, CATBoost)
- Deep Learning (LSTM, RNN, Transformer)
- LLMs and GenAI
- Python
- Sklearn
- Pandas
- TensorFlow
- Agentic AI
- Data Engineering
- Technical Leadership
- Communication and Presentation
Location
- Salt Lake City, Utah
Work Type
- Full-time
Experience Level
- 7+ years
Education Level
- Bachelor’s Degree
- Master’s Degree
Salary/Compensations
- $140,000 - $231,000 USD
Benefits
- Medical, prescription drug, dental, and vision insurance
- Disability and life insurance
- Flexible spending account and health savings account
- 16 weeks of new parent leave
- Up to 20 days of bereavement leave
- 80 hours of Paid Sick and Safe Time
- 25 days of vacation time
- 5 personal days
- 10 annual paid U.S. observed holidays
- 401k with company match
- Deferred compensation for eligible roles
- Fitness reimbursement or on-site fitness facilities
- Tuition reimbursement
About the Company
- Mastercard is a global technology company in the payments industry.
- Finicity is a Mastercard company leading the Open Banking Initiative.
- The company mission is to connect and power an inclusive, digital economy that benefits everyone.
- Operates in over 200 countries and territories.
Equal Opportunity
- Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.
