About the Role
The Credit Analyst Manager will be responsible for the proactive and dynamic management of Canada’s buyer portfolio relating to trade credit insurance exposure and overview of a team of credit analysts. This role involves completing credit assessments and exposure recommendations on Canadian companies, recognizing two direct reports, and contributing to credit analyses, portfolio monitoring, buyer communications, and team development.
Responsibilities
- Assess buyer creditworthiness using financials, credit reports, and internal data; produce rigorous Debtor Risk Assessments with clear conclusions and underwriting recommendations.
- Engage company executives via calls and field visits to obtain timely financial and operational insights and validate risk assessments.
- Oversee large credit exposures across sectors, identify emerging risk trends, and manage sensitive portfolios with a focus on buyer risk and policy profitability.
- Approve complex credit analyses within delegated authority; present recommendations on sensitive cases to risk committees.
- Coach, mentor, and develop analysts; manage workflow, ensure coverage, and deliver against KPIs while maintaining high analytical and productivity standards.
- Partner with Commercial, Collections, Claims, Business Information, and International teams to enhance decision-making, share market intelligence, and support data strategy initiatives.
- Drive sector strategies, ensure regulatory and procedural compliance, lead reporting/monitoring initiatives, and contribute to management communication and process optimization.
Requirements
- Strong soft skill set paired with a deep understanding of financial statement analysis concepts.
- Effective time management, an operational mindset, and a strong attention to detail.
- Comfortable engaging with internal and external stakeholders.
- 5+ years of experience in the credit insurance or financial services industries with a proven record of increasing underwriting authority/delegation.
- Previous experience managing or leading high-performance teams.
- Excellent communication skills and proven ability to navigate key IT resources.
- Working knowledge of credit insurance products and trends, corporate finance, business ethics, and credit risk fundamentals.
- Senior-level credit analysis experience and readiness for a first-line leadership role.
Skills
- Financial statement analysis
- Time management
- Operational mindset
- Attention to detail
- Stakeholder engagement
- Credit analysis
- Underwriting
- Risk assessment
- Team leadership
- Communication
- IT navigation
- Credit insurance products
- Corporate finance
- Business ethics
- Credit risk fundamentals
Location
- Toronto, ON
- Montreal, QC
Work Type
- Hybrid
- Permanent
Experience Level
- 5+ years
- Senior-level
Education Level
- Bachelor’s degree in Finance, Economics, Accounting, or similar discipline
- M.B.A. or CFA is beneficial
Salary/Compensations
- CAD 130000 - CAD 150000 - yearly
Benefits
- Flexible hybrid work model
- Career development in a global, inclusive environment
- Ongoing training and learning opportunities
About the Company
- Coface helps companies navigate uncertainty by empowering them to make the right decisions and trade smarter in a complex world.
- With nearly 80 years of global experience, Coface offers Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, and Factoring.
- Coface utilizes unique data, cutting-edge technology, innovation, and a deep understanding of the global economy.
- Joining Coface means being part of a close-knit international organization where ideas matter and a culture of learning, collaboration, and inclusion is fostered.
Equal Opportunity
- Bilingual English/ French is considered an asset.
