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About the Role
At Ripple, we are building a world where value moves like information, improving the global financial system through crypto solutions for institutions, businesses, governments, and developers. This creates greater economic fairness and opportunity globally. The Financial Crimes Engineering team builds and operates infrastructure for real-time financial crimes controls, including sanctions screening, wallet risk analysis, transaction monitoring, and travel rule compliance. This engineering determines payment clearance, regulatory compliance across jurisdictions, and network scalability without compromising compliance. The problem space involves high-throughput distributed systems, real-time decisioning, multi-source coordination, regulator-grade audit trails, and resilience. As a Senior Software Engineer, you will own Java-based compliance orchestration services, resilience and observability layers, and operator surfaces for compliance teams to make real-time decisions.
Responsibilities
- Design and build distributed backend services that orchestrate real-time screening across multiple risk domains, integrating internal Ripple systems with external compliance data providers.
- Architect for resilience to keep payments flowing even when upstream dependencies degrade.
- Build the decision and data plane that powers compliance operations: alerting, audit trails, case management workflows, investigator tooling.
- Own production: define observability, alerting, and incident response.
- Partner with Compliance, Global Investigations, and Product to translate evolving regulatory requirements into durable engineering primitives.
- Mentor engineers across the team and contribute to architectural direction as the platform scales across Ripple's product line.
Requirements
- 5+ years building production backend systems in Java, comparable JVM languages, Go, or Rust.
- Strong API design instincts (REST/gRPC).
- Experience with distributed systems patterns.
- Demonstrated comfort with resilience design.
- Ability to navigate ambiguity in a regulated environment, turning external requirements into shippable engineering plans.
- Working knowledge of Kubernetes, observability tooling (Grafana, OpenTelemetry, or similar), and cloud infrastructure (AWS preferred).
- Experience in fintech, payments, identity, or compliance technology (preferred).
Skills
- Java
- JVM languages
- Go
- Rust
- REST API design
- gRPC API design
- Distributed systems
- Resilience design
- Kubernetes
- Grafana
- OpenTelemetry
- Cloud infrastructure
- AWS
- Fintech
- Payments technology
- Identity technology
- Compliance technology
Location
- California
- Hybrid
Work Type
- Hybrid
Experience Level
- 5+ years building production backend systems
Salary/Compensations
- $168,000-$210,000 USD (CA Annual Base Salary Range)
Benefits
- Professional development budget
- Bonuses
- Equity
- Competitive benefits covering physical and mental healthcare
- Retirement benefits
- Family forming benefits
- Family support benefits
- Employee giving match
- Mobile phone stipend
- R&R days
- Generous wellness reimbursement
- Weekly onsite & virtual wellness programming
- Generous vacation policy
- Industry-leading parental leave policies
- Family planning benefits
- Catered lunches
- Fully-stocked kitchens with premium snacks/beverages
- Fun events
About the Company
- Ripple builds infrastructure to move money as fast as information, creating the Internet of Value.
- Provides crypto solutions for financial institutions, businesses, governments, and developers.
- Aims to improve the global financial system and create economic fairness and opportunity.
- Offers a fast-paced start-up environment with experienced industry leaders.
- Fosters a learning environment for diving into latest technologies and making an impact.
- Supports in-office collaboration for important moments (10+ days/month flexible).
- Holds bi-weekly all-company meetings with leadership Q&A.
- Organizes team offsites, team bonding activities, and happy hours.
Equal Opportunity
- Fosters an environment where every employee is respected, valued, and empowered, regardless of race, ethnicity, gender, origin, or culture.