About the Role
Underwrite delegated business, lineslips, and master policies for International and US Healthcare/Medical Malpractice sectors. This role involves managing new and renewal business, liaising with claims and technology teams, and ensuring portfolio profitability.
Responsibilities
- Underwrite Delegated business, Lineslips and Master Policies for International and US business across Corporate Risks, Medical Practitioners and Allied Health sectors.
- Take responsibility for the production and on-going oversight of new and renewal business for a range of clients across the Healthcare portfolio.
- Prepare and present business cases as appropriate.
- Liaise with the claims team in monitoring loss costs and claims patterns on both a portfolio and individual claim basis.
- Work closely with our technology team in developing and utilising analytical oversight tools via our proprietary tech platform, Graphene, to enhance our underwriting approach.
- Take responsibility for on-going binder performance to ensure long term profitability across the healthcare portfolio.
- Identify and implement coverage/guideline improvements as appropriate to suit market conditions.
- Review and produce policy wordings, coverage forms and endorsements as appropriate.
- Work closely with the actuarial department, including binder pricing discussions.
- Handle referrals and special acceptances from Coverholders as appropriate.
- Monitor and assess the marketplace, including competitor pricing and product offerings.
- Work with senior management to identify new client prospects, and build business cases for prospective clients.
- Support senior management and contribute to the syndicate business planning and forecasting processes.
- Maintain key stakeholder relationships, including Coverholders, brokers, consortium partners and (re)insurance partners.
- Ensure regular dialogue, client meetings/office visits and presentations to external stakeholders as appropriate.
- Undertake research and prepare papers on insurance related projects.
- Work closely with all clients to ensure deadlines are met and correspondence is responded to promptly.
Requirements
- Extensive broker relationship network
- Proven experience of generating new business leads
- Strong technical understanding of wordings/coverage forms for relevant territories
- Medical Specialism knowledge
- Ability to offer creative solutions
- Commitment to needs of the clients
- Strong relationship management skills
- Demonstrable sales, negotiation and analytical skills
- Good presentation skills
- Excellent time management capabilities
Skills
- Underwriting
- Data Analysis
- Relationship Management
- Sales
- Negotiation
- Presentation
- Time Management
Location
- London, EC2M 4YN
Work Type
- Permanent
- Full-time
- Hybrid
Education Level
- ACII preferable but not required
About the Company
- Carbon is transforming delegated underwriting by combining insurance expertise with cutting-edge technology.
- Our mission is to transform delegated underwriting and raise the standard for the industry.
- We use an open underwriting model that connects data, insight, and people for stronger decisions and dynamic portfolio management.
- Recognised by The Sunday Times as a Best Place to Work in 2024 and 2025.
- We foster a warm, inclusive culture and an energetic, entrepreneurial spirit.
- Our partnership with Google Cloud demonstrates our commitment to innovation and technology.
- Our values are: Win as one, Keep spirits high, Blaze a trail, Speak up, listen up.
