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About the Role

As a Data Scientist, you will collaborate with Product, Business, Data, and Engineering teams to enhance decision-making and improve member experiences. Your responsibilities will span analyzing member behavior, evaluating experiments, and developing recommendation systems and predictive models to optimize marketplace performance. This is a hands-on role with significant ownership, involving end-to-end project management from scoping to iteration, in close partnership with stakeholders.

Responsibilities

• Deliver measurable business impact by owning 1-2 end-to-end data science projects, from problem framing and analysis through implementation, measurement, and iteration.
• Apply analytics, experimentation, and machine learning to solve business problems, recognizing when simpler solutions are more appropriate.
• Contribute to Borrowell’s personalization and recommendation systems to enhance product and experience matching for members.
• Partner with Product, Business, Data, and Engineering teams to translate business questions into actionable insights and recommendations.
• Scale the team’s capabilities by contributing reusable datasets, features, documentation, monitoring, and processes.

Requirements

• 2+ years of experience applying data science, analytics, and machine learning to solve real business problems.
• Ability to break down ambiguous business questions, identify relevant data, and recommend a practical path forward.
• Experience building and evaluating predictive models, including feature engineering, model validation, and handling challenges like class imbalance, leakage, and data quality issues.
• Experience with experimentation and A/B testing.
• Strong written and verbal communication skills, capable of explaining insights, recommendations, and trade-offs to both technical and non-technical audiences.
• Comfortable owning work independently in a fast-paced environment.
• Must clear a credit and criminal record check.

Skills

• Python
• SQL

Location

• Remote (Canada)
• Toronto (Office)

Work Type

• Remote
• Hybrid

Experience Level

• 2+ years

Salary/Compensations

• $80,000 – $130,000 CAD

Benefits

• Comprehensive Health Benefits (medical, dental, vision, paramedical)
• Additional Health Benefits (virtual 24/7 access to nurses, doctors, mental health professionals)
• Maternity & Parental Leave Top-up
• WFH Reimbursement (laptop, mouse, keyboard, additional items)
• Employee Development Benefit (annual reimbursements for learning)
• Givewell Benefit (1 paid volunteer day per year)
• Flexibility (flexible working hours and vacation policy)

About the Company

• Borrowell's mission is to help Canadians feel confident about their money by empowering them with tools and insights to understand, build, and use their credit effectively.
• Over four million members use Borrowell to understand their credit, build credit through Rent Advantage and Credit Builder, and make better financial product choices.
• The team is diverse, inclusive, and driven by a shared passion for making a meaningful difference in the lives of Canadians.
• Borrowell fosters a culture of collaboration, humility, and innovation.
• The company is transforming the financial landscape and empowering Canadians to achieve their financial aspirations.

Equal Opportunity

• Borrowell believes that diversity makes us better and encourages applications from candidates with differing abilities.
• The company encourages applications even if candidates are unsure about their qualifications, looking for candidates with a growth mindset and a passion for helping people with their finances.
• Accommodation is available at any stage of the selection process.