About the Role
Santander Corporate & Commercial Banking (CCB) is seeking a Transactional Banking & Liabilities Lawyer in London to provide legal advice on cash management, payments, and account products. This role supports strategic initiatives and daily operations, collaborating with product, risk, compliance, and front-office teams to ensure safe, compliant, and efficient client solutions.
Responsibilities
- Providing legal advice on transactional banking and liabilities products including accounts, cash management, and payment services
- Drafting and negotiating commercial contracts, client documentation, and product terms and conditions
- Supporting product development, change initiatives, and digital platform evolution
- Advising on UK and EU payments regulation and financial crime frameworks
- Identifying, assessing, and escalating legal and regulatory risks
- Partnering with stakeholders across product, risk, compliance, operations, and technology
- Delivering timely, pragmatic legal advice aligned with risk appetite
- Driving innovation and continuous improvement, including use of legal technology and AI tools
Requirements
- Qualified lawyer with experience in banking, financial services, or commercial contracts
- Experience advising on transactional banking products, cash management, or payments
- Experience working with digital banking platforms or connectivity solutions
- English language proficiency
- Strong drafting and negotiation skills
- Working knowledge of payments regulation and financial crime frameworks
- Understanding of legal risk management principles
- Strong stakeholder management and communication skills
- Commercial mindset with ability to balance risk and business objectives
- Proactive, adaptable, and solutions-focused approach
- Right to work in the UK
Skills
- Transactional banking
- Liabilities products
- Cash management
- Payments services
- Commercial contracts
- Product terms and conditions
- Digital banking platforms
- Connectivity solutions
- UK payments regulation
- EU payments regulation
- Financial crime frameworks
- Legal risk management
- Stakeholder management
- Communication
- Legal technology
- AI tools
Location
- London
Work Type
- Hybrid
Experience Level
- Lawyer
Education Level
- Law degree or equivalent legal qualification
Benefits
- 30 days’ holiday plus bank holidays, increasing to 31 days after 5 years’ service
- Option to purchase up to 5 contractual days per year
- £6,000 car allowance per year
- Company-funded individual private medical insurance
- Company-funded death-in-service benefit
- Income protection insurance
- Option to take advantage of discounted rates for additional life assurance and critical illness cover
- Share plans
- Staff versions of products like Edge Current Accounts and Credit Cards with no fees
- Access to many other deals and discounts in Santander products and services
- Wellbeing programs across physical, mental, social and financial pillars
- Access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support
- Enhanced family leave
- Childcare options
- Tailored wellbeing support
- Volunteering opportunities
- Global growth opportunities
About the Company
- Santander is evolving from a global, high-impact brand into a technology-driven organisation.
- Our mission is to contribute to help more people and businesses prosper.
- Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation.
- Our work touches 140 million lives every day.
Equal Opportunity
- Santander is a proud, inclusive organisation that provides equal opportunities for everyone — regardless of age, gender, disability, civil status, race, religion or sexual orientation.
- We’re committed to creating a recruitment experience that’s accessible, fair and welcoming for all candidates.
