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About the Role
You’ll make a real difference for our customers and your team from day one. We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results.
Responsibilities
- Advising on structuring, negotiation, drafting and execution of private and public capital markets transaction relating to loans originated through our platform
- Reporting to the Head of Capital Markets (Legal) and working closely with the Capital Markets Structuring and execution team on transactions
- Instructing and managing external counsel as needed
- Collaborating with other members of Funding Circle legal and commercial teams to support strategic business initiatives, including development and deployment of new products, policies and solutions.
Requirements
- English (UK) law qualified with minimum 2 years practical experience in structured finance and/or capital market (or equivalent). Experience in leveraged finance and/or funds also considered
- Beginning-to-end familiarity with complex structured finance transactions and/or securitisation, including drafting and review of all related documentation
- Good knowledge of regulatory issues relating to financing, securitisation and/or direct lending, including post Brexit MIFID application, the Securitisation Regulations (in particular STS and risk retention), and MAR disclosure and inside information rules
- Proven ability building trusted, client-facing professional relationships while maintaining independence
- Self-sufficient with strong communication skills
- Adaptable in a frequently changing environment and are able to prioritise and manage your time
- Able to understand the need to think commercially in relation to legal issues and apply “black letter” law to come up with real-life solutions
- Mentally agile; able to think around the issues, learn from your mistakes, and adjust your approach
- Able to proactively identify ways to use Generative AI to streamline your daily tasks and improve your personal productivity
- Confident using approved AI tools safely and effectively to enhance your output and find a better way of working
Skills
- Structured finance
- Capital markets
- Leveraged finance
- Funds
- Securitisation
- Regulatory issues
- Communication skills
- Time management
- Commercial thinking
- Generative AI
Location
- London
Work Type
- Hybrid
- Full-time
- Contract
Experience Level
- Minimum 2 years practical experience
Education Level
- English (UK) law qualified
Salary/Compensations
- Competitive Salary
Benefits
- Benefit allowance tailored to individual needs
- Private medical and dental insurance
- Health assessments
- Access to a digital GP
- Life assurance
- Share schemes
- Financial coaching
- Dedicated annual learning allowance
- Electric car scheme
- Cycle-to-work scheme
- Season ticket loans
- Award-winning parental leave policies
- Support for fertility treatments
- Subsidised Just Eat lunches
- Barista coffee
About the Company
- We’re on a mission to back the UK’s small businesses like no one else.
- Small businesses are the backbone of the economy, and we’re here to help them win.
- We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks.
- At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company.
- It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.
- We’re a high-performing team that chooses to lift each other up.
- We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better.
- The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy.
- Come and join a mission that matters!
- We’re building a place where everyone truly feels they belong.
- We back you to build an incredible career and by joining us, you'll be part of one of The Sunday Times Best Companies to Work For 2026!
- As a flexible-first employer, we use a "best of both" approach.
Equal Opportunity
- We value deep expertise, but a growth mindset and good energy are what really make our team click.
- We’re a group that chooses to lift each other up and think smart every day.
- Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you.