About the Role
Lendable is building the world's best technology to help people get credit and save money, aiming to become one of the world's leading fintech companies. Join us to take ownership, work in small teams of exceptional people, and build the best technology in-house using new data sources, machine learning, and AI.
Responsibilities
- Collaborate with senior management to develop and execute treasury strategies aligned with business objectives.
- Provide expert guidance on liquidity management, capital allocation, and risk mitigation to optimize financial performance.
- Oversee operational aspects of treasury, including cash management, foreign exchange, and hedging activities.
- Work closely with cross-functional teams to streamline processes, enhance efficiency, and leverage technology to automate treasury operations.
- Oversee day-to-day cash flow operations, including forecasting, monitoring, and reporting.
- Ensure liquidity needs are met efficiently, minimizing idle cash and maximizing investment opportunities.
- Work with Capital Markets to establish optimum investment strategy for Treasury assets.
- Source, evaluate, and manage portfolio investments.
- Implement robust risk management practices to safeguard the financial position.
- Assess and mitigate financial risks, such as interest rate, liquidity, and credit risks, while ensuring compliance with UK and US regulatory requirements.
- Build and maintain strong relationships with internal and external stakeholders, including regulators, auditors, and investors.
- Effectively communicate treasury strategies, financial performance, and risk management practices.
- Lead and develop a lean, high-performing treasury team, fostering a culture of collaboration, innovation, and continuous improvement.
- Provide guidance, mentorship, and support to empower team members.
Requirements
- Proven experience in treasury management, within the consumer lending space or an asset-backed treasury business.
- Strong knowledge of UK and US financial markets, regulations, and best practices.
- Proven track record in strategic financial planning, cash flow management, and risk mitigation.
- Excellent analytical and problem-solving skills, with the ability to make data-driven decisions.
- Expertise in treasury operations and systems implementation and management.
- Exceptional communication and interpersonal skills, with the ability to influence and build relationships at all levels.
- Strong leadership capabilities, with a passion for developing and motivating teams.
- Excited about the opportunity to work in an entrepreneurial environment and have a real impact on the business.
Skills
- Treasury Management
- Financial Planning
- Liquidity Management
- Capital Allocation
- Risk Mitigation
- Cash Management
- Foreign Exchange
- Hedging
- Cash Flow Forecasting
- Portfolio Management
- Risk Management
- Stakeholder Management
- Team Leadership
- Data-driven Decision Making
- Systems Implementation
Location
- UK
- US
Work Type
- Hybrid
- Remote
Experience Level
- Senior
Education Level
- ACT desirable
- CFA desirable
- ACCA desirable
Benefits
- Flexible working
- Private health cover
- Retirement savings plans
- Employee referral programme
- Complimentary lunches on in-office days
- Cycle-to-work schemes
- Electric vehicle salary sacrifice schemes
About the Company
- Lendable is building one of the world’s leading fintech companies.
- One of the UK’s newest unicorns with a team of just over 700 people.
- Among the fastest-growing tech companies in the UK.
- Profitable since 2017.
- Backed by top investors including Balderton Capital and Goldman Sachs.
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot).
- Rebuilt the Big Three consumer finance products: loans, credit cards and car finance.
- Get money into customers’ hands in minutes instead of days.
- Going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
