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About the Role

The Credit Analyst assesses the creditworthiness of buyers by reviewing financial statements, credit reports, and Coface's internal data to produce a Debtor Risk Assessment (DRA). This role involves monitoring a portfolio of companies, liaising with Underwriters, and maintaining database accuracy.

Responsibilities

• Contact companies through phone interviews and/or field visits to obtain financial and business information.
• Gather and search for additional information where required.
• Produce Debtor Reports demonstrating analysis, conclusions, and clear recommendations.
• Act on and respond to DRA revision requests in a timely manner, ensuring SLAs are respected.
• Monitor risk and update assessments upon receipt of alerts from internal and external sources.
• Send warnings on specific events to Underwriting.
• Maintain the accuracy and consistency of the company database.
• Build and maintain good working relationships with underwriting and information colleagues.
• Communicate adverse information relevant to exposure reviews to underwriters and management.
• Ensure compliance with regulations and procedures.
• Contribute to transversal projects.

Requirements

• Knowledge of financial analysis, including the ability to read and interpret balance sheets and income statements.
• Ability to make recommendations based on liquidity and indebtedness.
• Excellent capacity to communicate, with the ability to ask lead-in and follow-up questions.
• Awareness and appreciation of prevailing macroeconomic and industry sector drivers and trends.
• Ability to work collaboratively and share information.
• Curiosity and capacity to challenge.

Skills

• Financial analysis
• MS Office
• Excel
• Internet Search

Location

• 100 countries

Work Type

• Full-time

Experience Level

• 70 years of experience

Education Level

• Bachelor Degree in Finance or equivalent

About the Company

• Coface is a modern and agile company with an international network, specializing in credit insurance and risk management.
• With over 70 years of experience, Coface has a team of 4,100 experts in 100 countries, serving around 50,000 companies.
• Coface's ambition is to become the most agile, global trade credit insurance partner.
• The company believes in business as a force for good and supports clients in strengthening their ability to sell on domestic and export markets.
• Coface aims to build successful, growing, and dynamic businesses, contributing to the smooth-running of the economy.