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About the Role

We have an exciting opportunity for a Head of Retail Income Pricing to join our Retail Actuarial & Reinsurance team at a pivotal time for our business. In this role, you’ll take ownership of the end‑to‑end commercial pricing strategy for our Retail Income products — ensuring they’re robust, competitive and aligned to our wider financial objectives. Reporting directly to the Retail Actuarial & Reinsurance Director, you’ll combine technical excellence with commercial insight, while leading and developing a high‑performing, highly engaged team.

Responsibilities

Lead on our Retail Income Pricing strategy, by developing and maintaining pricing data, models and processes.
Identify ways to automate or improve efficiency through AI or other means.
Own the Retail Income pricing performance, ensuring it is robust and up-to-date.
Support the achievement of the function’s financial objectives.
Identify and lead on initiatives to improve optimisation and conversion of our income products through pricing.
Collaborate closely with commercial and distribution leads.
Partner with the Retail Reinsurance team to ensure reinsurance is optimised for the pricing strategy.

Requirements

Qualified FIA, FFA or equivalent.
Significant experience in the “at or in retirement” market, focused on product development and pricing activities.
Managerial level experience gained within a UK life insurance company and/or consultancy.
Proven experience of leading on pricing related projects or development projects or similar.
Excellent verbal, written communication and interpersonal skills, with the ability to present complex financial concepts in a clear and concise manner.
Excellent ability to lead and influence others.
Strong strategic vision and development skills.
Understanding of the competitive landscape (both distribution and product) of the retirement income and long term care market.
Team player with focus on leadership by example.
Ability to work under pressure, in a fast moving environment, to tight deadlines.
Self-starter who is able to deliver with little help and guidance.

Skills

Pricing
Product Development
AI
Commercial Insight
Leadership
Communication
Strategic Vision

Location

London

Work Type

Hybrid Working
Permanent
Full time

Experience Level

Managerial level experience

Education Level

Qualified FIA, FFA or equivalent

Benefits

Competitive salary
Pension scheme
Life assurance
25 days annual leave plus an additional day on us for your birthday
Private medical cover
Income protection
Generous and highly achievable bonus scheme
Opportunities to progress your career in-role and within the company
Free access to the Headspace app
24/7 employee assistance helpline
Trained physical and mental health first aiders
Variety of employee funded benefits available via our online benefits portal
Several additional purchase options available for you and your loved ones

About the Company

At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you.
You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.

Equal Opportunity

Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making.
Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.