About the Role
We are seeking a Commercial Account Associate, Trade Credit & Complex Risks in Toronto to support our specialized Commercial Lines accounts. This role is ideal for a responsive, detail-oriented, and organized individual with strong time management skills and a solid understanding of complex commercial insurance placements, particularly in trade credit, structured risk solutions, and complex commercial exposures.
Responsibilities
- Manage Trade Credit and Complex Risk client accounts, including renewals, policy documentation, submissions, binders, certificates, invoicing, and endorsements.
- Support the administration of trade credit policies, including buyer reporting requirements, limit requests, policy amendments, and insurer correspondence.
- Maintain accurate digital and physical client files in compliance with HUB standards and broker management systems.
- Respond to client inquiries, prepare renewal documentation, and participate in client and insurer meetings.
- Review and proof policies, calculate provincial taxes, prepare premium finance quotes, and ensure accuracy of account documentation.
- Coordinate with insurers and underwriters on submissions, follow up on outstanding items, and assist with negotiations for complex commercial and trade credit placements.
- Track reporting timelines, policy expiries, receivables, and outstanding documentation to ensure timely processing and service delivery.
- Monitor receivables, assist with collections, and help minimize Days Sales Outstanding (DSO).
- Perform administrative support tasks, including database management, third-party requests, insurance-related research, and preparation of underwriting information.
- Support the servicing of clients with domestic and multinational exposures across a variety of industries and complex risk profiles.
- Ensure compliance with HUB standards in file management, including preparing files for storage and audit readiness.
Requirements
- Valid RIBO license or ability to obtain in short order.
- Proficiency with broker management systems and Microsoft Office applications.
Skills
- Strong time management skills.
- Solid understanding of complex commercial insurance placements.
- Strong technical and systems experience.
- Detail-oriented.
- Highly organized.
- Strong aptitude to learn complex risks and emerging market trends.
- Results-oriented and client-focused.
- Strong sense of accountability and relationship management skills.
- Excellent organization, prioritization, and follow-up skills.
- Strong analytical and problem-solving abilities with high attention to accuracy.
- Strong team player with independence of thought and initiative.
- Strong verbal and written communication skills.
- Ability to manage competing priorities in a fast-paced environment.
Location
- Toronto
Work Type
- Full-time
Experience Level
- 2-3 years of commercial insurance experience, ideally within Trade Credit, Financial Lines, or Complex Risks.
Salary/Compensations
- $55,000 to $60,000
Benefits
- Flexible working arrangements
- Generous time-off policies
- HUB-sponsored training programs
- Tuition reimbursement
- Reimbursements for professional licensing and membership fees
- Special discounts on events, travel, accommodations, and personal home & auto insurance
- Extended health benefits
- Disability insurance
- RRSP matching
- Paid-time-off benefits
- Eligible bonuses
- Commissions for some positions
About the Company
- HUB International is a premier insurance brokerage with an expansive network of over 20,000 dedicated professionals across 500 offices in North America.
- We advise businesses and individuals on how to prepare for the unexpected, offering risk services, claims management, and compliance support.
- Headquartered in Chicago, Illinois, HUB International Limited (HUB) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services.
- Our vast network of specialists provides peace of mind by protecting clients through unrelenting advocacy and tailored insurance solutions.
- For more information, please visit hubinternational.com.
Equal Opportunity
- At HUB, building an inclusive workplace isn’t just part of what we do—it’s at the heart of who we are.
- If you require assistance or accommodation at any stage of the recruitment process, we encourage you to let us know—we’re here to support you.
