Impress employers and recruiters.
Choose from hundreds of resume examples.

Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

You’ll make a real difference for our customers and your team from day one. We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results.

Responsibilities

• Analyse data (annual accounts, bank statements, credit reference agency data) to determine the degree of risk involved in extending credit to SME borrowers on a loan-by-loan basis
• Enhance the quality of loan decisions by integrating market, industry, and portfolio insights into your credit decisions
• Further your knowledge of UK SMEs, incl. accounting practices, industry and financing standards, payment behaviour and relevant legal aspects to help us evaluating credit risk correctly
• Provide a best-in-class experience for our borrowers by reviewing all loan applications efficiently and in accordance with our internal quality standards
• Contribute to the ongoing development of systems, processes and business practices by sharing recommendations to improve efficiency and capacity
• Advise and guide colleagues to ensure that commercial opportunities are maximised without compromising Funding Circle’s risk management

Requirements

• An inquisitive mind-set, openness to change and willingness to challenge the status quo
• Experience in credit analysis (Ideally SME lending)
• Strong analytical, decision-making, and communication skills
• A firm understanding of UK accounting standards
• Able to take ownership of redesigning departmental workflows, using AI to automate complex tasks and drive operational efficiency
• Competently able to Identify high-impact AI use cases and implement advanced prompting techniques to solve multi-layered business challenges

Skills

• Credit analysis
• SME lending
• Analytical skills
• Decision-making skills
• Communication skills
• UK accounting standards
• AI automation
• Prompting techniques

Location

• London

Work Type

• Hybrid
• 3 days in the office

Salary/Compensations

• Competitive Salary

Benefits

• Benefit allowance
• Private medical and dental
• Health assessments
• Access to a digital GP
• Life assurance
• Share schemes
• Financial coaching
• Dedicated annual learning allowance
• Electric car scheme
• Cycle-to-work scheme
• Season ticket loans
• Award-winning parental leave policies
• Fertility treatments support
• Barista coffee
• Subsidised Just Eat lunches

About the Company

• We’re on a mission to back the UK’s small businesses like no one else.
• Small businesses are the backbone of the economy, and we’re here to help them win.
• We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks.
• At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company.
• It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.
• We’re a high-performing team that chooses to lift each other up.
• We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better.
• The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy.
• Come and join a mission that matters!

Equal Opportunity

• We’re building a place where everyone truly feels they belong. Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you.