About the Role
Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment.
Responsibilities
- Evaluate AI-generated auto insurance claims decisions for accuracy, coverage correctness, and regulatory compliance.
- Design realistic FNOL (First Notice of Loss) scenarios with deliberate contradictions, decoy files, and outdated documents to test agent robustness.
- Create test cases for coverage-scope decisions (collision vs. comprehensive) requiring domain knowledge.
- Write and grade fraud-flagging scenarios using structured reason codes (late reporting, recently purchased policy, inconsistent damage) for SIU referral.
- Build subrogation test cases applying state-specific negligence rules (comparative vs. contributory) and assess likelihood of recovery.
- Develop supervisor-escalation scenarios that test whether the agent correctly recognizes authority-limit thresholds ($25,000) and stops short of auto-approving.
- Draft and evaluate reservation-of-rights letter scenarios, verifying language stays within the bad-faith line.
- Validate coverage-limits math when multiple endorsements (OEM, rideshare, extended rental) stack on a single claim.
- Document test cases clearly with correct answers, policy citations, and payout calculations.
Requirements
- Degree in Finance, Business, Insurance, or related field, or equivalent professional experience.
- AIC, CPCU, or comparable credentials, or 4+ years of hands-on claims adjusting experience.
- 3+ years of hands-on auto claims adjusting, examining, or supervisory experience at a U.S. carrier, independent adjusting firm, or SIU team.
- Ability to make coverage decisions (collision vs. comprehensive, endorsement stacking, exclusion vs. coverage grant) without external reference.
- Familiarity with U.S. state-specific rules, including comparative vs. contributory negligence states and adjuster licensing requirements.
- Experience reading full auto policy documents with citation discipline (e.g., able to reference a specific section like "Section IV.B.2").
- Comfort computing payout math involving deductibles, sub-limits, and layered endorsements in Excel or equivalent.
- Awareness of the bad-faith line and adjuster authority-limit culture.
- Associate in Claims (AIC), CPCU, CIFI, or SCLA credential is a strong positive signal.
- Strong written English (C1+).
- Submit CV in English and indicate English proficiency level.
Skills
- Coverage decision-making
- Knowledge of U.S. state-specific insurance rules
- Auto policy document interpretation
- Citation discipline
- Payout calculation
- Excel
- Bad-faith line awareness
- Adjuster authority-limit culture awareness
- Written English (C1+)
Work Type
- Project-based
- Part-time
- Non-permanent
Experience Level
- 3+ years of hands-on auto claims adjusting, examining, or supervisory experience
- 4+ years of hands-on claims adjusting experience
Education Level
- Degree in Finance, Business, Insurance, or related field
- Equivalent professional experience
- AIC credential
- CPCU credential
- CIFI credential
- SCLA credential
Salary/Compensations
- Up to $60 per hour equivalent
About the Company
- Mindrift connects specialists with project-based AI opportunities for leading tech companies.
- Mindrift focuses on testing, evaluating, and improving AI systems.
