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About the Role
As a Sr Software Engineer on the Auto Refinance team, you will design, build, and enhance systems that power auto refinance originations, underwriting, borrower experiences, and operational workflows. You’ll work across backend services and modern web applications to deliver scalable, reliable solutions that improve customer outcomes and business performance in a regulated financial environment.
Responsibilities
- Design, implement, and maintain scalable, high-availability microservices and UI components supporting the auto refinance journey
- Partner with Product and cross-functional stakeholders to translate business requirements into reliable technical solutions
- Deliver end-to-end features across Java, Spring Boot, REST APIs, distributed systems, AWS services, and modern web frameworks such as React and Next.js
- Debug complex backend and frontend interactions, identify root causes, and implement durable fixes
- Improve code quality through refactoring, performance optimization, and maintainability enhancements
- Participate in code reviews and technical design discussions across teams
- Drive thoughtful technical decisions by evaluating tradeoffs and proposing scalable design options
- Ensure strong automated test coverage, reliability, observability, and performance across services and user-facing applications
- Contribute to engineering standards and mentor team members through collaboration and knowledge sharing
Requirements
- 6+ years of fullstack software engineering experience
- Strong experience with Java, Spring Boot, microservices, and RESTful API design
- Hands-on experience with modern frontend technologies such as React, TypeScript, or similar frameworks
- Solid database experience (SQL, MySQL, Oracle, or similar)
- Experience working in Agile environments with automated testing and source control best practices
- Understanding of distributed systems and backend/frontend integration patterns
- Knowledge of application and UI security best practices
- Strong problem-solving skills with the ability to evaluate technical tradeoffs
- Excellent written and verbal communication skills
- Bachelor’s degree in a related field; or equivalent work experience
- Experience in regulated or security-focused environments
- Experience in financial services, lending, or fintech
- Familiarity with AWS cloud services
- Experience leveraging AI tools to improve engineering workflows
Skills
- Java
- Spring Boot
- Microservices
- RESTful API Design
- React
- TypeScript
- Frontend Technologies
- SQL
- MySQL
- Oracle
- Database Management
- Agile Methodologies
- Automated Testing
- Source Control
- Distributed Systems
- Backend/Frontend Integration
- Application Security
- UI Security
- Problem Solving
- Technical Tradeoff Evaluation
- Written Communication
- Verbal Communication
- AWS
- AI Tools
Location
- San Francisco
- Hybrid
Work Type
- Hybrid
- Full-time
Experience Level
- 6+ years of fullstack software engineering experience
Education Level
- Bachelor’s degree in a related field
- Equivalent work experience
Salary/Compensations
- $176,000 - $207,000
Benefits
- Competitive benefits package
- Medical, dental and vision plans for employees and their families
- 401(k) match
- Health and wellness programs
- Flexible time off policies for salaried employees
- Up to 16 weeks paid parental leave
- Long-term awards (equity)
- Annual bonus based on company performance, employee performance and eligible earnings
About the Company
- LendingClub (soon to be Happen Bank) aims to help people achieve financial progress by turning intention into action.
- Offers focused products, a frictionless mobile-first experience, and clear terms.
- Values respect and fairness, shaping work culture and investment in employees and community.
- Utilizes data, bold thinking, and innovation to help millions of Americans achieve more.
- Creates new financial services solutions based on fairness, simplicity, and heart.
- Learn more at meethappen.com.
Equal Opportunity
- LendingClub is an equal opportunity employer dedicated to diversity, equity, and inclusion in the workplace.
- Does not discriminate based on race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics.
- Believes that a variety of perspectives will make teams and business stronger in transforming the traditional banking system.
- Committed to providing reasonable accommodations for qualified individuals with disabilities in the job application process.
- Contact interviewaccommodations@lendingclub.com for disability assistance or accommodation.