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About the Role

We're looking for a data scientist to join our UK team in London. This role will generate insights by conducting extensive analyses of PayPal’s rich data, develop a deep understanding of the payments businesses, and gain exposure to a wide variety of functional teams within PayPal.

Responsibilities

• Lead and manage data science projects, ensuring timely delivery and alignment with business goals.
• Develop and maintain data models, algorithms, and reporting systems to support data analysis and decision-making.
• Analyze complex datasets to identify trends, patterns, and insights that drive strategic initiatives.
• Collaborate with cross-functional teams to understand data needs and provide actionable insights.
• Ensure data quality and integrity through regular audits and validation processes.
• Mentor and guide junior data scientists, fostering a culture of continuous learning and improvement.
• Collaborate with stakeholders in Marketing, Product, Sales, Portfolio and Finance to achieve business objectives using data-driven solutions.
• Aggregate PayPal’s large and varied datasets, building data pipelines to serve reports and dashboards.
• Develop insights in many areas, including customer segmentation, product usage, marketing campaigns, and portfolio behaviour.
• Design and analyse A/B tests and experiments to evaluate the impact of product and marketing initiatives, translating results into clear recommendations for stakeholders.
• Identify key metrics and build exec-facing dashboards to track progress of the business and its highest priority initiatives.
• Work with stakeholders in Legal and Compliance to achieve regulatory objectives, such as complying with Consumer Duty.

Requirements

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• A degree in a quantitative field is highly desirable, but equivalent experience can be considered.
• 8+ years in a data science/analytics role in consumer credit (credit cards, personal loans, BNPL, neobank, etc) working with a wide range of datasets and stakeholders.
• Experience with SQL is essential.
• Experience in creating dashboards (Tableau) is ideal.
• Experience with a scripting language (Python) is ideal.
• Familiarity with AI and LLM-based tools (e.g. Claude, ChatGPT) to accelerate analysis and improve productivity is a plus.
• Strong written and verbal communication skills.
• Ability to build relationships with non-technical stakeholders, to take complex business problems, develop solutions, and communicate insights.
• A good understanding of financial products and payments data, ideally in a regulated environment.
• Experience mentoring junior colleagues or leading a small team is desirable.

Skills

• Data Science
• Data Analysis
• Data Modeling
• Algorithm Development
• Reporting Systems
• SQL
• Tableau
• Python
• AI
• LLM
• Communication

Location

• London, UK

Work Type

• Hybrid

Experience Level

• 8+ years

Education Level

• Bachelor's degree
• Degree in a quantitative field

Benefits

• Comprehensive, choice-based programs to support physical, emotional, and financial wellbeing.
• Generous paid time off.
• Healthcare coverage for you and your family.
• Resources to create financial security.
• Support for mental health.

About the Company

• PayPal has been revolutionizing commerce globally for more than 25 years.
• Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
• We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers.
• Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness.
• PayPal is on a mission to revolutionize commerce globally.
• We’re driving our company, industry, and society forward with vision and velocity.
• With our commitment to excellence, innovation, and talent, the possibilities are limitless.

Equal Opportunity

• PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.
• In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.