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About the Role

This role involves underwriting credit exposure for large, complex customer relationships and actively managing a portfolio within Huntington Bank's Technology Finance (HTF) division. It requires day-to-day interaction with Sales Reps, managing portfolio risk, adhering to regulatory guidelines, and identifying emerging credit problems and industry trends.

Responsibilities

• Service, deepen, and retain profitable customer relationships by evaluating and mitigating business risks and opportunities.
• Ensure underwriting quality, portfolio administration, and credit quality of assigned portfolio.
• Underwrite complex and large credit requests for prospects and clients.
• Analyze company performance, industry dynamics, and macroeconomic events to assess client creditworthiness.
• Evaluate risk and ensure regulatory compliance.
• Provide independent, in-depth analysis of financial statements, projections, and business plans; identify and mitigate key risks.
• Optimize customer relationships by collaborating with internal teams to grow fees, deposits, and portfolio revenue.
• Prioritize work to meet customer expectations.
• Ensure financial statement spreading and risk rating integrity.
• Maintain extensive knowledge of corporate, investment, and commercial banking solutions.
• Maintain extensive knowledge of market trends and business drivers.
• Understand and articulate industry trends and economic patterns, sharing insights across the organization.
• Function effectively in a team environment, collaborating across reporting lines.
• Mentor Credit Analysts.
• Perform other duties as assigned.

Requirements

• Bachelor's Degree, preferably in Finance or Accounting.
• Experience conducting cash flow analysis for large, complex publicly traded companies.
• 5+ years of related experience in commercial credit analysis and underwriting, preferably with an equipment finance organization.
• Proficiency with Moody’s spreading software or similar.
• Currently authorized to work in the United States on a full-time basis.

Skills

• CLFP designation.
• Ability to prioritize workflow and multi-task.
• Strong interpersonal skills.
• Solid written/verbal communication.

Location

• Any Huntington Bank Corporate office location.

Work Type

• Hybrid
• Full-time

Experience Level

• 5+ years of related experience.

Education Level

• Bachelor's Degree.

Salary/Compensations

• $57,000 - $124,000 Annual Salary.

Benefits

• Health insurance coverage.
• Wellness program.
• Life and disability insurance.
• Retirement savings plan.
• Paid leave programs.
• Paid holidays.
• Paid time off (PTO).

About the Company

• Huntington is a bank focused on looking out for people, reinventing banking with innovative solutions.
• The company fosters an internal culture that builds lifelong bonds among colleagues.
• Values include Can-Do Attitude, Service Heart, and Forward Thinking, guiding actions to do right by people.

Equal Opportunity

• Huntington is an Equal Opportunity Employer.
• Committed to site accessibility and providing reasonable accommodations for job applicants.